Malawi

Percentage of adults who do not have an account, extrapolated to the total adult population. This extrapolation assumes a representative sample survey and has margin of error.

Percentage of adults (age 15+) who have an account at a bank or similar financial institution, or who used a mobile money service in the past year.

Percentage of adults (age 15+) who have only a mobile money account; have both an account at a bank or similar financial institution and a mobile money account; or have only an account at a bank account or similar financial institution.

Formal saving: Percentage of adults (age 15+) who saved any money in a bank or similiar financial institution or a mobile money account.

Formal borrowing: Percentage of adults (age 15+) who borrowed any money from a bank or similiar financial institution or through a credit card or mobile money account.

Digital payments: Percentage of adults (age 15+) who used mobile money, a debit or credit card, or a mobile phone to make a payment from an account—or report using the internet to pay bills or to buy something online or in a store—in the past year.

Percentage of adults (age 15+) who have a digitally enabled account, which includes owning a mobile money account, or using a bank or similar account to make a payment with a card or their phone.

Account ownership: Percentage of adults (age 15+) who have an account at a bank or similar financial institution, or who used a mobile money service in the past year.

Digital payments: Percentage of adults (age 15+) who used mobile money, a debit or credit card, or a mobile phone to make a payment from an account—or report using the internet to pay bills or to buy something online or in a store—in the past year.

Account ownership: Percentage of adults (age 15+) who have an account at a bank or similar financial institution, or who used a mobile money service in the past year.

Digital payments: Percentage of adults (age 15+) who used mobile money, a debit or credit card, or a mobile phone to make a payment from an account—or report using the internet to pay bills or to buy something online or in a store—in the past year.

Private sector wage payment: Percentage of adults (age 15+) who report being employed in the private sector and receiving any money from their employer in the past year in the form of a salary or wages for doing work.

Government payment: Percentage of adults (age 15+) who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year.

Use a card or phone for in-store payments: Percentage of adults (age 15+) who used a card or phone for in-store payments in the last 12 months.

Pay bills online: Percentage of adults (age 15+) who used a mobile phone or computer to pay a bill in the last 12 months.

Purchase goods online using digital payment method: Percentage of adults (age 15+) who used a mobile phone or computer to buy something online that was delivered in the last 12 months.

Percentage of adults (age 15+) who experienced a natural disaster or severe weather event in the past three years and reported income loss or saw damage to their home or livestock.

Percentage of adults (age 15+) who could cover expenses using savings, borrowing, selling items, seeking help from family or friends, or other methods, if their household lost its main income source for: less than two weeks, about one month, about two months, or more than two months.

Percentage of adults (age 15+) who own a mobile phone, categorized by types of mobile phones: smart phone, basic text phone, or feature phone. (Feature phones allow Whatsapp use.)

Percentage of adults (age 15+) who have a lock, such as PIN, password, or fingerprint, on their mobile phone.

The values for 2G, 3G, and 4G networks show the incremental percentage of the population that is not covered by a more advanced technology network.

Percentage of adults (age 15+) who used the internet in the past three months on a mobile phone, computer, or some other network-enabled device.

Percentage of adults (age 15+) who reported frequency of internet use: daily, weekly, monthly, less than once a month, or never.

This Index measures a country's performance against key enablers of mobile internet adoption: infrastructure, affordability, consumer readiness, and content and services. A higher score is associated with environments that better enable mobile internet connectivity.

Percentage of adults (age 15+) who used social media on a mobile phone, computer, or other connected device in the past three months.

Percentage of adults (age 15+) who accessed government services or searched for government information online in the past three months.

Percentage of adults (age 15+) who used apps or websites to earn money; for example, by selling goods or services online in the past three months.

Percentage of adults (age 15+) who accessed information online to learn, train, or educate themselves in the past three months.