The following data is compiled primarily to give a snapshot of digital financial inclusion, digital economy foundations, and DFS foundations at the country level. The data is derived from publicly available sources which provide a basis for comparability across countries. Sources, indicator descriptions and availability of data points are noted for each indicator. Data updates are expected annually to reflect changes in indicators from source datasets. In many cases, there may be alternate sources available (e.g. country level surveys) which may be utilized to aid specific policy and regulatory reforms.
| INDICATOR | SOURCE |
|---|---|
| ATMs per 100,000 People Number of ATMs normalized based on population. | |
| Population | |
| Registered Agents per 100,000 People Number of registered mobile money agent outlets normalized based on population. | |
| Adult population unbanked (est.) Estimated as % of respondents who do not report having account access extrapolated to the total adult population. This extrapolation assumes representativeness of the sample survey and has margin for error. | |
| Individuals Using Internet Proportion of individuals who used the Internet in the last three months (preceeding the survey) irrespective of the device used or network (fixed or mobile). | |
| Mobile Subscriptions Mobile cellular subscriptions per 100 inhabitants. | |
| Mobile Connectivity Index The Mobile Connectivity Index is a tool which measures the performance of countries against key enablers of mobile internet adoption: infrastructure; affordability; consumer readiness; and content and services. A higher score is associated with a more enabling environment for delivering mobile internet connectivity. | |
| Cost of 2GB Data-only Mobile-Broadband The data-only mobile-broadband basket (2GB, 3G and above) refers to the cheapest plan providing at least 2GB of high-speed data (≥ 256Kbit/s) over a 30-day (or four weeks) period of time from the operator with the largest market share in each economy. | |
| Innovation Capability Score Composite of ten indicators measuring diversity, collaboration, research, development, and commercialization of innovation within the economy. | |
| Network Readiness Index Composite indicator which consists of four pillars that make up fundamental dimensions of network readiness, technology, people, governance, and economic impact. | |
| Digitally Enabled ID Identifies the existence of digital ID or eID (electronic identification) for individuals that can be used to access services by government. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| Remote Account Opening (e-KYC) Allowed Method of opening an account as reported by relevant responding jurisdictions. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| FCP Supervision Structure Supervision structure as reported by relevant responding jurisdictions. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| Financial Consumer Protection (FCP) Legal Framework Legal framework as reported by relevant responding jurisdictions. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| Payments Infrastructure Type of payments infrastructure available in the country. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| Electronic Money Regulations Regulations governing financial institutions' ability to issue electronic money. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| Innovation Facilitators Innovation Facilitators include Regulator Accelerators, Sandboxes and Innovation Hubs. The indicator identifies which countries have a structured framework, however some countries have multiple facilitators and have not all been listed. If no option is highlighted, data may not be available. Kindly send any data updates with evidence to fintechcoordinationgroup@worldbank.org. | |
| Account Ownership The % of respondents who report having an account (individual or joint) at a bank or another type of financial institution or report personally using a mobile money service in the past year (as an indication of a mobile money account). | |
| Gender Gap in Account Access Difference in % of male respondents with account access and female respondents with account access. | |
| Gender Gap in Digital Payments Difference in % of male respondents making/receiving digital payments and female respondents making/receiving digital payments. | |
| Urban/Rural Gap in Account Access Difference in % of urban respondents with account access and rural respondents with account access. | |
| Income Gap in Account Access (Richest 60% and Poorest 40%) Difference in % of richest 60% of population with account access and poorest 40% of population with account access. | |
| Digital Payments The % of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account (or report using the internet to make a payment) in the past year. | |
| Savings The % of adults who saved at a financial institution or through a mobile money account in the past year. | |
| % Government Transfers Received into Accounts Among respondents who received government transfers, the % of respondents receiving these payments directly into accounts. | |
| % of Wage Recipients Receiving Wages into Accounts Among respondents who received wages, the % of respondents receiving wages directly into accounts. | |
| % of Utility Bill Paying Adults Paying Through Accounts Among respondents who report making utility payments, the % of respondents making these payments directly from a financial institution account or by using a mobile phone. | |
| Mobile Money Prevalence The Mobile Money Prevalence Index (MMPI) is a composite index that considers mobile money adoption (adult population and active accounts), activity (registered accounts and active accounts) and accessibility (adult population and active agents) at country level in order to facilitate comparisons between markets. |
